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Privacy Policy

Last Updated: 11-06-2034

At CINPF (Consolidated Investment and Pension Fund), we value your privacy and are committed to protecting the personal information you share with us. This Privacy Policy outlines how we collect, use, disclose, and safeguard your data in accordance with applicable privacy laws and best practices.

1. Who We Are

CINPF is a registered fund management entity providing investment and pension fund solutions. This Privacy Policy applies to all users of our website, clients, prospective clients, and beneficiaries whose personal data we collect and process.

2. Information We Collect

We may collect and process the following types of personal information:

  • Identification Details: Full name, ID/passport number, date of birth.

  • Contact Information: Email address, phone number, postal and physical address.

  • Financial Information: Banking details, salary data, contribution history, and other financial records.

  • Employment Information: Employer name, position, employment history.

  • Beneficiary Details: Names and information of nominated beneficiaries.

  • Usage Data: Website browsing data, IP addresses, and cookies for functionality and analytics.

3. How We Collect Information

We collect information through:

  • Direct submissions (forms, applications, emails)

  • Employer or third-party service provider disclosures

  • Website usage and analytics tools

  • Public databases or regulatory authorities

4. Why We Collect Your Data

We use your personal data to:

  • Administer your membership or participation in CINPF

  • Process contributions, benefits, and claims

  • Communicate with you about your account or the fund

  • Ensure compliance with legal and regulatory obligations

  • Improve our services and website experience

  • Prevent fraud and ensure security

5. Disclosure of Information

We do not sell your personal data. We may share your information with:

  • Authorised service providers and administrators

  • Your employer (where necessary for fund participation)

  • Regulatory or law enforcement authorities

  • Auditors, actuaries, and legal advisors

  • Any party where disclosure is required by law or with your consent

6. Data Security

CINPF implements strict technical and organizational security measures to protect your data from unauthorized access, loss, or misuse. Access to personal data is restricted to authorized personnel only.

7. Your Rights

You have the right to:

  • Access and request a copy of your personal information

  • Request correction or deletion of your data

  • Object to or restrict processing under certain conditions

  • Withdraw consent where processing is based on consent

  • Lodge a complaint with a data protection authority

8. Retention of Data

Your personal data will be retained only as long as necessary for the purposes outlined in this policy, or as required by law.

9. Cookies and Website Tracking

We use cookies to enhance your experience on our website. You can manage or disable cookies via your browser settings. For more details, see our Cookie Policy [if applicable].

10. Changes to This Policy

We may update this policy periodically. The latest version will always be available on our website with the “Last Updated” date.

11. Contact Us

If you have any questions about this Privacy Policy or your data, you can contact us at:

CINPF
JHB/RSA
Email: info@cinpf.co.za
Phone: +27111 234 5678

Let me know if you want this aligned with specific legal requirements like POPIA (South Africa), GDPR (EU), or CCPA (Johannesburg).